Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

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Access to your account is only available upon providing 32 days’ notice to BOQ Specialist. Any early withdrawal requests will only be considered for reasons based on hardship, as assessed and agreed to by BOQ Specialist. If you think you will need to access the funds in your 32 Day Notice Account immediately or regularly, another deposit product may be more suitable. Interest is calculated on the daily closing credit balance of your account and paid monthly.