Bank accounts

Need a no-fee or interest-earning bank account? We offer everyday bank accounts to suit your needs and make it easy to open your account online.

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Compare our bank accounts

Each BOQ Specialist bank account offers unique rewards and benefits. Find the right fit and open your new bank account online today.

Everyday Plus Account

Earn Qantas or Velocity Points on your everyday account balance with our Everyday Plus Account.

You can earn

1 point per $20

You’ll receive 1 point for every $20 of daily average balance in your account

  • No establishment or account keeping
  • Earn reward points on account balances
  • Access to the BOQ branch network for depositing cheques and cash

One Account

One Account is a unique transaction account that earns interest on your balance, with the flexibility of an optional overdraft facility.

You can earn

0.30% p.a. Interest

Earn a savings rate of interest on your everyday account balance

  • Earn a savings rate of interest on your everyday account balance3
  • No establishment or account keeping fees
  • Access to optional overdraft

One Account for Business

Manage your practice cash flow and earn interest on your balance. One Account for Business provides seamless integration to MYOB, Xero and BankLink.

You can earn

0.30% p.a. Interest

Earn a competitive rate of interest on your account balance

  • Earn a savings rate of interest on your everyday account balance3
  • No establishment or account keeping fees
  • Access to optional overdraft

Compare features across our savings accounts

Whether you're looking for a no fee bank account, an interest earning account or you simply want easy access to your money, we have an everyday bank account that could suit your needs.

Everyday Plus Account

Earn Qantas Points or Velocity Frequent Flyer Points on your daily transaction account balances and pay no establishment or account keeping fees#

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One Account

A unique transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility

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One Account for Business

Manage your practice cash flow whilst earning a savings rate of interest on account balances. Integration with accounting software including MYOB, Xero and Banklink

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Features and benefits {thead}
Earn reward points on account balances
Earn a savings rate of interest on your everyday account balance3

Earn one rewards point for every $20 of daily average balance in your account#

View current rates

View current rates

Fees and other benefits {thead}
Fees

No establishment or account keeping

No establishment or account keeping

No establishment or account keeping

Free ATM withdrawals at all BOQ branded ATMs
Savings up to $250 000 are covered by the Government's Deposit Guarantee
Deposits into your BOQ Specialist account using a BSB and account number
Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY® and Pay Anyone functionality
Withdrawals to internal BOQ Specialist accounts
Withdrawals via Direct Debit
Access to optional overdraft
Integration with accounting software including MYOB, Xero and Banklink, allowing you to easily manage your practice cash flow.
Access to the BOQ branch network for depositing cheques and cash
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Find support with your accounts

Find support with your accounts

Find answers to your frequently asked questions

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Card Management

Find help with your Debit or Credit Card

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Talk to a financial specialist

Our financial specialists are located all around Australia.

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Frequently asked questions

If you can’t find the answer to your question here, our financial specialists are happy to help.

Talk to a financial specialist

Can I open a bank account online with BOQ Specialist?
Yes, you can open a bank account online with BOQ Specialist. Our online application process is fast, secure, and designed for busy professionals. Whether you're a doctor, dentist, vet, or working in another specialist field, you can complete your application at a time that suits you, no branch visit required. You'll need to provide standard identification and some professional details, and our team may get in touch to verify your information. Once approved, you’ll have full access to your account through online banking, our mobile app, and your Visa debit card.
What types of bank accounts does BOQ Specialist offer?
BOQ Specialist offers a variety of bank accounts tailored to meet the needs of professionals. Our range includes everyday transaction accounts like the Everyday Plus Account, which allows you to earn Qantas or Velocity Frequent Flyer Points, and the One Account, which pays interest on your balance and includes optional overdraft access. For business needs, we also offer the One Account for Business, designed to help manage practice cash flow. Each of our bank accounts offers flexible access and is supported by our specialist banking team.
Are there any fees for opening or maintaining a BOQ Specialist bank account?
No. BOQ Specialist does not charge any account establishment fees or ongoing monthly account keeping fees on our personal transaction accounts. You can open a bank account online without worrying about hidden costs or surprise charges. You’ll also benefit from free withdrawals at BOQ ATMs across Australia. Our focus is on making your banking experience simple, cost-effective, and transparent, so you can focus on your career or practice, not on managing fees.
Can I link my bank account with accounting software like Xero or MYOB?
Yes. If you’re a business or medical professional, our One Account for Business allows seamless integration with leading accounting software platforms, including Xero, MYOB and BankLink. This makes it easier to manage your cash flow, reconcile transactions, and stay on top of business expenses. Linking your BOQ Specialist bank account with your accounting tools can help save time and improve the accuracy of your financial reporting - ideal for those running a busy practice.
How can I access and manage my account once it’s set up?
Once you've opened your bank account online, you’ll have full access via BOQ Specialist online banking, our mobile app, and your Visa debit card. You can make purchases, pay bills using BPAY®, transfer funds via Pay Anyone, and set up direct debits. You can also transfer funds between linked BOQ Specialist accounts and access the BOQ branch network for cheque or cash deposits.

We’re here to help

Our financial specialists are located all around Australia.

Find a specialist

1300 160 160

Enquiry online and one of our specialists will be in touch

Enquire online

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Important information

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