Credit Cards
We believe it's important to find the credit card that is right for you. Whether you are a doctor, dentist, vet, student or graduate, we have a credit card to match your personal and business needs. {sub-heading}
Compare and choose the credit card for you{yellow-border}
You can choose from and apply for two different BOQ Specialist Visa credit cards – Platinum and Signature.
Platinum Credit Card
The BOQ Specialist Platinum card with Frequent Flyer Points offers a host of great benefits and earns rewards that can be redeemed on a range of items to suit your needs, including flights, hotels and more.
- Complimentary card purchase cover and buyers advantage cover
- Concierge provided by Visa
- Personalised service and 24/7 purchase security through Visa Secure, Eftpos Secure and Orion
Signature Credit Card
The BOQ Specialist Signature card with Frequent Flyer Points offers exceptional benefits that earns Frequent Flyer Points on spend.
- Complimentary travel insurance
- Complimentary card purchase cover and buyers advantage cover
- Concierge provided by Visa
FAQs{yellow-border}
Didn't find what you were looking for? Go to our help and support page to find out more.{sub-heading}
What if my card is lost or stolen
Who do I contact about my credit card insurance policy
BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into a Group Policy for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances - Insurance Terms and Conditions. Make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances. BOQ Specialist does not guarantee this insurance. Chubb and BOQ Specialist only provide general advice and do not consider your objectives, financial situation or needs.
CHUBB insurance is available on 1300 170 180, or via email at BOQSpecialistEnquiries.AU@chubb.com
Fees and charges
Annual percentage rate: the annual percentage rate which will apply to the unpaid daily balance on your card account is 13.99% for Platinum Credit Card and 20.50% for Signature Credit Card, subject to any interest free period and any special promotions, if applicable.
Interest free period: there is an interest free period on your card account of up to 55 days on purchases and other debits, other than cash advances and balance transfers.
Minimum payment due: you must pay the minimum payment due shown on each monthly credit card statement on or before the due date, giving due consideration to processing times for each payment method. However, if that day is not a business day, it is due on the next business day. The minimum amount owing is calculated as the greater of $20 or 2% of the closing balance (rounded to the nearest two decimal points). If the closing balance is less than $20, then the minimum payment due is equal to the closing balance. In addition, you must pay any amount in excess of the credit limit and any amount shown on the monthly credit card statement as overdue. These amounts are due and payable immediately.
A full list of credit card fees can be viewed here
Useful links{yellow-border}
Tips, and guides for your BOQ Specialist Credit Cards
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Five tips to make the most of your credit card
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Five credit card tips for first timers
Getting ready for your first credit card? We have 5 tips to make sure you're not paying the earth in interest and fees. Get started today.
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How to build a healthy credit history
You want a loan for a car or travel? With a bit of thought about your credit history, you can make the process easier.
We’re here to help
Our financial specialists are located all around Australia.
Call us for any BOQ Specialist related enquiries.
