Private Access Account
High interest savings for professionals who want their funds to grow while keeping them in reach. No fees or minimums, just competitive interest rates.
Why open a Private Access Account?
No monthly account fees
Hold onto what you earn, with no monthly fees and no surprises.
Access your funds on demand
Withdraw by transferring funds to a designated bank account via online banking or the app.
Competitive interest rates
Make your money work for you with a 2.75% p.a. variable interest rate.
Get monthly interest payments
Interest is calculated daily on your total balance and paid monthly.
Secure transfers in the mobile app
Secure withdrawals can be managed through the BOQS app or online banking.
No minimum balance requirement
Don’t wait for a nest egg to start earning interest. Open an account today and let it grow.
Talk to one of our financial specialists today
Let your money grow without locking it up. Open a Private Access Account and grow your surplus funds with flexible access and high yield interest rates. {sub-heading}
Frequently asked questions
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What is a high-yield interest savings account?
How do I access my funds?
How does a high interest savings account benefit my business?
What interest rate does the Private Access Account offer?
The Private Access Account offers a competitive variable interest rate, currently around 2.75% p.a., with interest calculated daily and paid monthly on the full balance. Rates are subject to change.
View interest rates across all BOQS accounts.
Important documents{yellow-border}
BOQ Specialist Terms & Conditions
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Target Market Determination
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Tips for managing your money
Explore stories, articles, research and tools to help you with your personal and business finances.
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Smart ideas for excess cash
If you're seeing excess cash in your account, read helpful tips for how to make the most of it.
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Preparing for a new financial year
Read our six steps on how to reflect on the year that’s been and assess the health of your business.
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From growth to consolidation
Putting financial structures in place to maintain the gains you’ve worked hard for.
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Explore our other bank accounts
Didn't find what you were looking for? Here are some more great options for specialist banking and saving accounts.
Fixed Term Deposits
Choose a deposit period that suits your needs and maximise your interest rates.
Earn up to
4.25% p.a.
Fixed rate
32 Day Notice Account
Our high-interest savings account. Funds available with 32 days' prior notice.
Earn up to
3.75% p.a.
Variable interest rate
We’re here to help
Talk to a financial specialist
Our financial specialists are located all around Australia.
