Term Deposits
Invest excess cash from your business or personal income, and watch it grow with our high interest term deposit rates.
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Competitive term deposit rates
Get consistently competitive term deposit interest rates on new funds and rollovers.
Keep track of your investment
Use internet or mobile banking to keep tabs on your earnings.
Flexible terms
Choose the length of your term deposit, from 30 days to five years.
Flexibility to re-invest
At maturity, reinvest, withdraw or add to your funds for even more growth.
Fee-free
Hold onto your hard-earned cash, with no establishment or account-keeping fees.
Personalised assistance
Our Client Service Centre is open 24/7. Specialist advice is only a call away.
Frequently asked questions{yellow-border}
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How do I access my funds?
How does a high interest savings account benefit my business?
What interest rate does the term deposit offer?
It depends on your chosen term and rates are subject to change.
View interest rates across all BOQS accounts.
Important documents{yellow-border}
BOQ Specialist Terms & Conditions
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Target Market Determination
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Tips for managing your money
Explore stories, articles, research and tools to help you with your personal and business finances.
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Smart ideas for excess cash
If you're seeing excess cash in your account, read helpful tips for how to make the most of it.
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Preparing for a new financial year
Read our six steps on how to reflect on the year that’s been and assess the health of your business.
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From growth to consolidation
Putting financial structures in place to maintain the gains you’ve worked hard for.
We can also help you with{yellow-border}
Home loans
Explore flexible options for purchasing a new home or investment property, funding renovations, or refinancing an existing loan.
Credit cards
Find a credit card to match your personal and business needs. BOQ Specialist Visa credit cards come with premium benefits and rewards points.
Car loans
Finance your next vehicle with a tailored car loan. Enjoy competitive rates, flexible terms, and repayments that suit your cash flow needs.
Explore our other bank accounts
Didn't find what you were looking for? Here are some more great options for specialist banking and saving accounts.
Private Access account
Our savings account with competitive interest and instant online access.
Earn up to
2.75% p.a.
Variable rate
32 Day Notice Account
Our high-interest savings account. Funds available with 32 days' prior notice.
Earn up to
3.75% p.a.
Variable interest rate
We’re here to help
Talk to a financial specialist
Our financial specialists are located all around Australia.
